Broke Millennial : Stop Scraping by and Get Your Financial Life Together (Paperback) (Erin Lowry)

About the Book

"Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you're a cash-strapped 20- or 30-something, it's easy to get freaked out by finances. But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly - How to get "financially naked" with your partner and find out his or her "number" (debt number, of course)... and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!"--

Book Synopsis

WASHINGTON POST "COLOR OF MONEY" BOOK CLUB PICK

Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)!

If you're a cash-strapped 20- or 30-something, it's easy to get freaked out by finances. But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide.

Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including:

- Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material?
- Managing student loans without having a full-on panic attack
- What to do when you're out with your crew and can't afford to split the bill evenly
- How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more.

Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!

Review Quotes

"This book is well worth its list price....It's the youthful perspective that makes this so refreshing. It's well-written and researched by a millennial for millennials...without the judgment, sarcasm and superiority we older folks too often convey when we talk to young adults about money." --Michelle Singletary, The Washington Post

"A new book about money that teens and millennials will actually read.... This not only has great insights and tips about handling money, but it's written in a casual, relatable way." --Time

"Broke Millennial does a great job of presenting practical how-to money advice in a conversational way.... The tone is one that makes you feel like, 'we're all in this together, ' and not the typical talking to you like you're a kid that you often find in other books geared toward young adults.--Jason Dorsey, bestselling author, millennial expert, and president of The Center for Generational Kinetics

"It's a price worth paying to own a helpful book like Broke Millennial. Erin Lowry explains nearly everything consumers need to know about finances, in layman's terms and simple steps. Best of all, though it's meant for 20-somethings, this book isn't specific to them: you really can give it to a wise middle-schooler or a grownup in need of the info. For anyone old enough to read this book, Broke Millennial won't be a bust." --Twin Cities Business Magazine

"If you haven't quite got the hang of 'adulting, ' follow Erin Lowry's spot-on, often funny financial advice. You'll be inspired by how she successfully sidestepped student loan debt, negotiated a 40% (yes, 40%!) raise, and managed to tackle a host of thorny money situations. Best of all, Erin reveals how you can do all this too. Broke Millennial is not your typical personal finance book. This is the wisdom I wish I had in my twenties and early thirties!"
--Lynnette Khalfani-Cox, cofounder of AskTheMoneyCoach.com and New York Times bestselling author of Zero Debt: The Ultimate Guide to Financial Freedom

Broke Millennial takes the typical preaching and finger-wagging out of money lessons and replaces them with humor, empathy and a fun, pick-your-financial-path twist, while offering helpful and practical advice to successfully navigate all the financial questions you'll face in the real world.
--Farnoosh Torabi, financial expert and host of the award-winning podcast, So Money

The ultimate millennial guidebook on money matters.... I highly recommend it.
--Jason Vitug, bestselling author of You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life

"Every generation has its definitive money book, and in many ways, Broke Millennial captures the financial zeitgeist of this generation so perfectly."
--Farnoosh Torabi, personal finance expert and author of You're So Money

"I like the focus on younger people because a lot of finance books are for upper-class, middle-aged people."
--Gaby Dunn, author of Bad With Money and host of the podcast of the same name

My go-to personal finance book when I am working with millennials.... It's filled with practical step-by-step instructions and guides that any twenty- or thirty-something can easily use to change their financial situation.
--Lauren Greutman, Frugal Living Expert at Lauren Greutman.com

"Rich with specific advice to guide readers on the path to financial wellness. Millennials who may be overspending because of #FOMO need to read this book stat!"
--Bobbi Rebell, author of How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live your Dreams and Have Financial Freedom

"Thinking about money, especially when you don't have much, can be painful. But Erin Lowry shows that you don't need to be a mathematical genius to get on the right track. She makes it easy for people to build a financially healthy plan for life. Spend some time with this book, and your financial decisions and confidence will improve, no doubt."
--Nicholas Clements, cofounder of MagnifyMoney.com

If you're looking for a book to give to a recent grad, your friend who has no idea what a budget is, or just want to read a personal finance book from someone like you who's been there...you absolutely need to grab a copy of Broke Millennial.--Jessica Moorhouse, host of the Mo' Money Podcast, founder of Millennial Money Meetup, and co-founder of Rich & Fit.

About The Author

ERIN LOWRY is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Erin's appeared on CBS Sunday Morning, CNBC and Fox & Friends. She has written for Fast Company, Cosmopolitan Magazine and Refinery29 and regularly speaks at universities and conferences around the country. Erin spent most of her childhood living in Asia, but now settled in New York City with her husband.