Credit Repair Kit for Dummies - 5th Edition by Melyssa Barrett & Steve Bucci & Rod Griffin (Paperback)

About the Book

"Need a credit makeover? You're definitely not alone: Millions of Americans are struggling with one or more credit-related issues. But don't despair! Credit Repair Kit For Dummies is packed full of simple, proven methods for escaping the quicksand and taking the concrete steps needed to build up a solid score. Whether you just want to improve your score or make your debt a thing of the past, this book shows you how to put even the worst credit situations behind you and make a poor score a bad--and distant--memory."--Provided by publisher.

Book Synopsis

Sensible ways to manage and repair your credit

Need a credit makeover? You're not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score.

There are many reasons why you might have a subpar credit score--mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape.

• Add information to your report to beef-up a low score
• Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt
• Keep a good credit score during a period of unemployment
• Fight back against identity theft

A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad--and distant--memory.

From the Back Cover

• Unlock the secrets to a great credit score
• Understand how credit and credit reporting work
• Minimize impact from identity theft

Get on the road to credit recovery today!

Need a credit makeover? You're definitely not alone: Millions of Americans are struggling with one or more credit-related issues. But don't despair! Credit Repair Kit For Dummies is packed full of simple, proven methods for escaping the quicksand and taking the concrete steps needed to build up a solid score. Whether you just want to improve your score or make your debt a thing of the past, this book shows you how to put even the worst credit situations behind you and make a poor score a bad--and distant--memory.

Inside...

• Clean up your report
• Reset your goals
• Weather a mortgage crisis
• Settle debt
• Maintain a good score
• Evaluate bankruptcy options
• Plan ahead for the rest of your life
• Know your rights

About the Author

Melyssa Barrett is Vice President of Identity Solutions at Visa, Inc., where she creates products to detect and predict fraud within consumer credit, debit, and prepaid products.

Steve Bucci is a credit-scoring columnist for CreditCards.com and a syndicated columnist for Bankrate.

Rod Griffin is Senior Director of Consumer Education and Advocacy for Experian, responsible for the company's national consumer education programs and outreach.