Money, Plain & Simple - 2nd Edition by Steven J Spence (Paperback)

About the Book

Book Excellence Awards Winner on Finances by a military veteran-turned-entrepreneur is the one book you need to read to understand what's happening with your money in the current global monetary crisis.

Book Synopsis

BOOK EXCELLENCE AWARDS WINNER FINANCE

Stephen J. Spence's Book Excellence Awards Winner in the Finances category is the book that you don't know you need until you read it. This straightforward guide helps you understand the global monetary system and why the shine is off the U.S. dollar's position as the Gold Standard of world currencies and, more importantly, why that matters for you. Spence, a military veteran and corporate employee-turned-entrepreneur, lays out a concise history of the U.S. monetary system. He's candid about his own life lessons and how he finally found his way out of the debt trap. Next, he shares how he came to discover the hard realities revealed in this informative and shocking read. The author explains in layperson's terms how the institutions (like the Federal Reserve) that control money work and how all of this affects you. He also offers timely insight into what's going on right now from bank failures to crypto currency to inflation and hyper-inflation and offers his opinions on steps the everyday person can take to protect their financial future. Many of the things that he predicted in the original edition have already happened or are coming to fruition now. If you read this revised and updated book, you will put yourself in the Top 1% of the public with some understanding about what is happening with our monetary system in the United States.

Review Quotes

"...simply the most important book I've ever read. Steven Spence carefully articulates a message that explains how the institutions behind money work and how it affects you. Steven Spence's work is on a par with the genius of DaVinci and Copernicus, heretics who proved that Earth revolves around the sun. A remarkable book both in content and timing. A 'must-read' that is an amazing guide to understanding the global monetary system and why the shine is off the U.S. dollar's position as the Gold Standard of world currencies going forward. Steven is a gifted writer and teacher and I confidently predict that Money Plain and Simple: What the Institutions and the Elite Don't Want You to Know, brilliantly written and argued, will become the defining book."-John Kerry, Goodreads

"A good personal finance book is one that offers valuable information on how to manage spending, savings, debt, and investments. Money, Plain & Simple is among the best finance books, because it does all that in a package that's also entertaining, upbeat, and accessible.

You cannot beat the depth of information Steven J. Spence provides."-The Reviewer

"A very well written book aimed for laypeople that will open your eyes as to what is actually happening around us (and scare the bejezus out of you in the process). I would consider this required reading for everyone (along with Robert Kiyosaki's 'Rich Dad Poor Dad' which Spence also lists as his first recommended reading). Everyone needs to realize what is going on, what will inevitably happen as a result, and start taking action now to protect yourself. The "great reset" is about to take place!"-Paul Gruhn

"The author does a great job of really laying out the concept of banking systems, credit, and how our finances are impacted through education and detailed lessons throughout this book. The way the author interweaves their own experiences throughout their life and the way so many of us are introduced to debt through credit cards and difficulty finding reasonably paid work after education was such a great way to open up this road, and the deep dive the author took into the history and modern impact of finances on the U.S. financial system was thought-provoking."

-Anthony Avina, author, journalist and book blogger

"Giving the layman a history to fiat money, global monetary policy, Bitcoin, and more. It's a great simplistic explanation of historical changes in the banking and mining industry. The books shows the information you were taught in class, but may have missed...not really understanding the legal and political changes by laws and monetary policy."-Theresa Hulongbayan, book blogger

"Offering his own past history of living in the flat line of income and relating his advancing into monetary knowledge guarantees that the reader will relate, and learn, following Steven's own steps to enlightenment....the fount of knowledge that this book shares, and the tone of communication that Spence uses to truly educate us about money - from the global currency as it has been and is now, to the heretofore mystical topic of cryptocurrency, bitcoin, and other high tech permutations we read about in the media but simply don't understand. In other words, this is a history lesson that begins with gold and silver, progresses through the myriad channels of manipulation in various economies, the banking system in the US, inflation, deflation, and how these influence 'money', and the transition to digitalization of life, and of course, money. Spence makes it all understandable, and in doing so prepares us well for the future of economics and the monetary systems that are coming. Basic and helpful information and a wakeup call!"

-Grady Harp, an author and Top 100 Amazon reviewer